This includes everything you own, from cash in the bank to money invested in a 401(k) or mutual fund, as well as your debts like student, credit card and mortgage payments. Ideally, your budget will also include an emergency savings goal of three to six months worth of your monthly living expenses. This is an easy way to ensure you can cover unexpected expenses without resorting to c... https://easzfin.com/student-loans-and-year-end-tax-planning-what-borrowers-need-to-know/